Last week, the Eleventh Circuit handed down a critical ruling analyzing § 1692c(b) of the Fair Debt Collection Practices Act (“FDCPA”), finding that the subsection also applies to vendors a debt collector may use. Section 1692c(b) prevents a debt collector from communicating with any person in conjunction with the collection of a debt, with several exceptions, such as the consumer or their attorney.  In Hunstein v Preferred Collection and Management Services, Inc., the Eleventh Circuit found that the transmission of information to a vendor constitutes such a “communication” within the meaning of the statute.